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MOBILE BANKING

IT'S NEW!

MOBILE BANKING IS HERE!  Nowadays we can get all kinds of information on our cell phones; the weather, the traffic, stock info, etc. etc.  Why not your banking info?  Do you sometimes need to find out if you’ve got enough money to do a purchase? Or do you want to find out if a certain check cleared? Or maybe you want to make a loan payment?  You can do all that with your cell phone much quicker and easier.  No waiting, no passwords, text message response within seconds!  Is it secure? Absolutely!  You never type in your account number.  Your identifying factor is the cell number.  That’s the first thing you have to do is register your cell phone on the banking system with us.  If you’ve already done that, then try this.   The “short code” is 95495. That’s the phone number you’re texting to.  Your text message is mdecu bal sd. Then send.  You’ll get a text message saying the balance in your share draft account. 

FAQ

It’s easy!  Call us if you need more information.

Short Code - 95495         Keyword – mdecu

Command Summary

bal – share or loan information

hist – transaction history for either share or loan accounts

tax – IRS totals for the prior tax year

x – transfer funds between shares and loan accounts

types – list of open share and loan types

stop – remove phone from text banking

help – brief command summary and syntax

 

Examples

mdecu bal sd -  Sends balance information for the first open share draft account

mdecu bal rs 2 -  Sends balance information for the regular share number 2

mdecu bal L1 -  Sends balance information for the first open L1.

mdecu hist sd -  Sends the 6 most recent history transactions for the first open share draft account.

mdecu hist more N -  If there are more than 6 transactions from an initial hist request the member can reply more for  the next 6 transactions.  N will be a sequential number page number displayed at the bottom of the message  (ie the text message will display “For More, Reply mdecu hist more 2”).

mdecu hist rs 2 -  Sends history for the regular share number 2

mdecu tax – Sends year to date IRS tax information for the prior tax year

mdecu x rs 0 sd 0 100 – Transfer $100 from regular share number 0 to share draft number 0. The share numbers are required as well as the types.

mdecu x rs 0 L1 0 250.55 – Transfer $250.55 from regular share number 0 to Loan 1 number 0. The share/loan numbers are required as well as the types

 

Want more information? FAQ page

 

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